Mission:

With a commitment to acquiring $1,000,000,000 in real estate, we create opportunities for sellers, buyers, and investors, facilitating seamless transactions, accomplishing every client’s goal in the dynamic world of real estate.

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MYINVESTMENTSMATTER

WHAT IS SUBJECT 2?

Sell your home without paying off your mortgage.

With a “Subject To” sale, we take over your existing loan payments, so you can walk away without the stress of foreclosure, repairs, or extra fees, while protecting your credit and saving time.

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MYINVESTMENTMATTERS

WHAT IS SUBJECT 2?

Sell your home without paying off your mortgage.

With a “Subject To” sale, we take over your existing loan payments, so you can walk away without the stress of foreclosure, repairs, or extra fees, while protecting your credit and saving time.

GET MY OFFER

WHAT IS SUBJECT2

Subject To is a real estate strategy where we buy your property “subject to” the existing mortgage staying in place. That means:

- The loan stays in your name temporarily, but we take over the payments.

- You get to move on quickly, no bank approval, no waiting for a buyer’s loan.

- We protect your credit by keeping payments current.

- You can avoid foreclosure, costly repairs, and hefty selling fees.

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PROPERTIES FOR SALE

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PROPERTIES FOR SALE

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HOW IT WORKS

We Review Your Loan
We look at your existing mortgage balance, monthly payment, interest rate, and terms to see if it makes sense for both parties.

We Agree on the Terms
We discuss the exact agreement, your move-out timeline, and any special terms to protect you and your property.

Everything Goes Through a Title Company
We never skip legal steps. A licensed title company will handle the closing, ensure the property title is clear, and verify that your mortgage and property taxes are up to date.

Attorney-Drafted Documents
All agreements are prepared by a real estate attorney to make sure both parties are fully protected. This includes the purchase agreement, disclosure documents, and servicing instructions for the loan payments.

We Take Over the Payments
Once closing is complete, we begin making your mortgage payments immediately. You no longer have to worry about late fees, foreclosure notices, or property upkeep.

You Walk Away Stress-Free
You’re able to move on with your life—no repairs, no showings, and no costly commissions knowing your loan is being taken care of.

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FAQ's

What does “Subject To” even mean?

Subject To” just means we take over your existing mortgage payments while the loan stays in your name. The deed (ownership) transfers to us, but the loan remains where it is. You get relief from the payments without having to go through a traditional sale.

Will my loan get paid on time?

Yes. That’s the whole point of this process. We step in and make the payments for you. Our reputation and business depend on it. If we didn’t make payments, we’d lose the deal and you’d be at risk, so we protect you by keeping everything current.

What about the “due-on-sale” clause?

Most loans have a line that says if the house transfers ownership, the bank could call the loan due. In reality, banks rarely do this as long as payments are being made on time. To protect you, we often place the property into a trust, which is a common and legal strategy that adds another layer of protection.

Will this hurt my credit?

No, as long as we make the payments, your credit actually looks better because your mortgage continues to be paid down every month. Many sellers have seen their credit improve after working with us.

Why wouldn’t I just sell the traditional way?

Sometimes selling with an agent or listing on the market just isn’t a fit, especially if you need a quick solution, want to avoid repairs, or don’t want to pay realtor fees. Subject To allows you to walk away faster, with no out-of-pocket costs, and without the stress of showings, inspections, or appraisals.

Am I still responsible for the loan?

Technically, yes, the loan stays in your name. But we take over full responsibility for making the payments. On top of that, everything is written down in legally binding contracts, so you’re protected.

Do I still have access to the property after selling Subject To?

No, once the deed transfers, the property becomes ours to manage. But remember, you’re no longer tied to the headaches, payments, or liabilities.

Why would I ever do this?

Because it helps you move forward. If you’re stuck with a payment you don’t want, facing foreclosure, relocating, or just don’t want the hassle of selling traditionally. Subject To is a creative solution that puts money in your pocket, relieves stress, and keeps your credit safe.

Is this legal?

Yes, Subject To is a legal, widely used real estate strategy. Everything is done through a title company and attorney to make sure all documents are properly drafted and recorded.